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Thursday, January 13, 2011

Just like starting over...


Okay, so I'm really not starting over, but the lyrics to that song are playing in my mind.

I didn't make the cut yet of the 50 semi-finalists on Amazon Studios, so now I'm asking God: What direction should I go? What to do next?

Thanks to Him I made $50k in 2010 -- and I have to stop and say wow, seeing as though I used to only make $12k per year from blogging online. My income is increasing.

But during 2010, I forgot some of the lessons learned when I took a "How to Get Out of Debt and Into Praise" class at church, wherein I cut up my "fall back" credit card and stopped using it. In 2010 I kinda fell for the "wow you've got such good credit, I rarely see a pre-approved offer for a Chase Business Visa card" line and took the plunge.

Months later and $10k more in debt, I'm now researching The Total Money Makeover: A Proven Plan for Financial Fitness by Dave Ramsey and figuring out how to be more responsible. I didn't need to be in this position again, stressing over getting together the funds to pay my taxes by April 15th.

Thank God that He always brings a miracle to help taxes get paid in full, and for teaching me that I can just sock away at least 29% of my funds with everything that comes into my accounts as I get them thru the year. But I still hear Him telling me that I'll be okay -- that tithing is like storing up funds, and that He's got me, just like always.

This turnaround is a good thing. It's helping me examine why I went all buck-wild in spending last year. Not all of it was bad stuff related to my shopping habit at Target and my penchant for new shoes and sweaters. Some of it helped my dad and other folks. Yet it is making me get down to any feelings of discontent that brought on the shopping splurges, and how to deal with them instead of mask them thru spending recklessly.

40 Bloggers to Watch in 2011
To that end, I came across Jade Craven's "40 Bloggers to Watch in 2011" post that has gone viral. (Reminds me of those blogger salary posts I wrote back in the day that went viral, and is inspiring me to new ideas.)

In it, I learned about Pat, who made over $23,000 in December 2010 alone. I subscribed to his blog and downloaded his free ebook about killer ebooks. For now I'm setting aside some of the jaded views that I've developed from some of the programs I've seen online, or guys I've heard about that go to those blogging conventions and brag about how much money they make off products that are no good.

I'm setting that aside and looking at this whole prosperity game afresh.

That's where I love what Jaime of Eventual Millionaire has written honestly about paying off $70,000 worth of debt and her transparent income reports.

As we start off 2011, I pray for prosperity and wisdom and direction and good Godly goals attained.

Monday, January 03, 2011

$50,462.77 total writing income online for 2010 - Thank you Jesus and Examiner.com!

$50,462.77 total writing income online for 2010 - Thank you Jesus and Examiner.com!

On New Year's day I took a few hours to go through all my accounts and see who paid me monies into PayPal, Chase, the now defunct National City, etc. and find the grand total of from gross income for 2010. The drum roll total is $50, 462.77 -- with total expenses I've thus far calculated at $2,737.94 paid for stuff like web adverts, video editing software, web hosting and the like.

Hopefully I'll find some more expenses to deduct from that gross income total so my tax situation will be even less. I should be a lot happier. After all, 2009 brought in around $44k...

▷▷▷▷▷▷▷How Much Money Do Bloggers Make Online? 2009 Brought Me $43,932.84 | PAULA NEAL MOONEY

And if memory serves, 2008 brought in around $40k.

So thank the Lord that my income is rising. I've just been bummed because I feel like I'm taking a good, hard look at myself and how much better I need to get at saving and preparing for tax time more efficiently and effectively. At least it's the beginning of the year, and I've got time to save and change and get ready for April 15th. Right now I'm just going through some internal machinations to figure out why I give and how I spend my money and what's at the root of spending I've done irresponsibly.

In the meantime, the breakdown is as such:
PAYEE  Totals 
Google Adsense        9,270.01
AMAZON        6,446.39
CJ            438.94
eBay Partner            222.22
Kontera        1,107.35
Linkshare              58.72
PERFILIATE TECHN PAYMENTS              28.75
Clarity Digital Group, LLC      31,184.82
Yahoo! Contributor Network        1,556.51
Text Link Ads, Inc            129.06
AOL LLC              20.00
GRAND TOTAL:      50,462.77

As expected, Examiner.com (Clarity Digital Group, LLC)brought in the bulks of the income at over $31k for the year -- with the Tiger Woods and Bishop Eddie Long scandal contributing to that figure significantly.

Google Adsense held its own across all my blogs with nearly $10k in income for the year. And that's despite me blocking all those "get rich quick" ads. God helped me with writing about all the scams over on PaulaNealMooney.com, and that income is kind of on auto-pilot from what I've already written.

Amazon.com sales are next at nearly $7,000 for the year -- but I got to be honest: I was surprised that I didn't make more sales this past Christmas.

The other sources are good. We'll see what major source of new income stream comes flowing into my life in 2011. I've got a feeling it's not going to be one of these puppies -- but that it will end up surpassing them all, not only in income numbers, but great opportunity as well.

Be blessed and don't give up hope.

Paula Neal Mooney